I am the secondary traveler and I am repaying the primary traveler for my portion of the package. Do I purchase my own policy?

If you are the secondary traveler who is paying the primary traveler who purchased a travel package...

  • It is advised that each household purchases separately - as long as each traveler within the household has the same trip costs, the same travel dates, and live in the same state - in order to have separate fulfillment documents.
  • Within your group, if all of you traveling together have the same trip costs, the same travel dates, and live in the same state, you can purchase a policy together. However, there are no group discounts on the policy premiums.
  • If you each have different trip costs, different travel dates, and live in different states, you must purchase your own respective policies to cover your own nonrefundable trip costs.

*Make sure to keep good track of all of the trip payments that have been made to and received by and from the secondary travelers. It's good to have digital and/or paper receipts or records on payment platforms (Zelle, PayPal, CashApp, AppleCash, Venmo) in case you and/or they have to file a claim and are asked to present receipts for payments. *Claims for trip payments made in cash to a person are often not paid.

(We are not the claims administrator, so we cannot make a judgement on potential or filed claims. See the policy certificate for specific coverage details.)

*Click here to read more How do I calculate my total nonrefundable trip costs for the travel insurance quote?

To get a quote and to learn more about the Trip Protection style travel insurance policies, please visit goWanderwell.com - or through your travel planner's unique wanderwell link - and find the trip protection quotes.


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