The Emergency Accident & Sickness Medical Expense benefit is designed to reimburse you for Covered Medical Expenses for Necessary Treatment of an Accidental Injury or a Sickness that occurs while on your trip. Medical expenses incurred after you return from your trip are not covered.
Coverage for Medical Expenses can include the following:
- medical services, treatments, anesthetics, x-ray examinations, laboratory tests, supplies, prescription drugs, and therapeutic services ordered or prescribed by a Physician as medically necessary
- Hospital, Urgent Care, or ambulatory medical-surgical center services
- emergency dental treatment
Note:
- Covered Medical Expenses will only be payable at the Usual and Customary level of charges.
- Expenses provided by another party at no cost to you or already included within the cost of your trip, are not covered.
- Benefits can be paid for covered reasonable and necessary medical expenses incurred, up to the Maximum Benefit Amount shown in your Schedule of Benefits*
*Policy language, benefits, and limitations & exclusions can vary depending on your resident state. Refer to the policy certificate linked in your purchase confirmation or in the sample certificate linked in the quote results page.