Recreational, Adventure, & Extreme Activities/Sports Covered in Wanderwell Plans

Recreational & Adventure Sports activities are embedded coverage in the Wanderwell GO and Wanderwell TripMed+ plans.

To have coverage for Extreme Sports activities, select the optional Extreme Sports Benefit upgrade in the Wanderwell GO plan.*

*Residents of Illinois have Extreme Sports coverage embedded in the standard plan.

*Residents of New Hampshire do not have access to the optional Extreme Sports benefits upgrade, per state filing.

Which activities are included in the optional Extreme Sports Benefits upgrade?

Add the optional Extreme Sports benefits upgrade if you plan to participate in any of the following activities, which include but are not limited to (in alphabetical order):

  • any High‐altitude activity above 4,500 meters (14,764 feet)
  • Abseiling
  • Alpine Skiing/Snowboarding
  • Backcountry Skiing/Snowboarding
  • Ballooning
  • BASE jumping
  • Bouldering
  • Bungee jumping
  • Cat-Skiing/Cat-Snowboarding
  • Cave diving
  • Caving
  • Cliff diving/jumping
  • Fighting sports or personal combat
  • Free diving
  • Free-style, Jump, Snowpark Skiing/Snowboarding
  • Hang gliding & paragliding
  • Heli-Skiing/Heli-Snowboarding
  • Hot air ballooning
  • Mountaineering (walking, hiking, climbing and Rock Climbing up mountains that requires the use of ropes, harnesses, crampons or ice axes, or involves ascending beyond an altitude of 4,500) meters (14,764 feet).
  • Parachuting
  • Paragliding & hang gliding
  • Personal combat or fighting sports
  • Racing or practicing to race any motorized vehicle, bicycle, or watercraft
  • Rappelling
  • River rafting above Grade 3 (white or black water rafting)
  • Rock Climbing (and any high‐altitude activity above 4,500 meters (14,764 feet))
  • SCUBA diving at a depth greater than sixty (60) feet or without a dive master
  • Scrambling
  • Skiing or snowboarding outside marked trails or in an area accessed by helicopter or snowcat
  • Skydiving
  • Spelunking
  • Swimming with whales
  • Trekking above 4,500 meters (14,764 feet)
  • Via ferrata

Extreme Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb. Extreme Sports often involve speed, height, a high level of physical exertion and/or highly specialized gear.

*Extreme Sports do not include Adventure Sports, Bodily Contact Sports, Interscholastic Sports or Organized Sports.

Which activities are considered Recreational Sports?

Recreational Sports mean those activities where the primary purpose of the activity is participation, with the related goals of improved physical fitness, fun, and social involvement. Recreational sports are usually perceived as being less stressful, both physically and mentally, on the participants. There are lower expectations regarding both performance and commitment to the sport in the recreational sphere as compared to competitive sports. Recreational Sports do not include Adventure Sports, Bodily Contact Sports, Extreme Sports, Interscholastic Sports, Intramural Sports or Mountaineering.

Which activities are considered Adventure Sports?

Adventure Sports means non-professional and non-competitive sports activities that are generally performed for recreation and leisure, and which are not a Bodily Contact Sport, Extreme Sport, Interscholastic Sport, Organized Sport or Mountaineering. Adventure Sports include but are not limited to: cycling, fishing, swimming, scuba diving for certified divers up to a maximum depth of sixty (60) feet and for uncertified divers up to a maximum depth of thirty (30) feet, snorkeling, white or black water rafting Grades 1-3, canoeing, kayaking, zip-lining, water skiing, camping, hiking, backpacking, sailing, boating, downhill Skiing, cross country Skiing, snowboarding, snowmobiling, sledding or tobogganing, snow tubing, ice skating, resort-sponsored activities, and approved activities of the Travel Supplier.

*See plan certificate for specific details of coverage, optional upgrades, and exclusions & limitations.
Was this article helpful?
0 out of 0 found this helpful