The Trip Delay benefit can reimburse you for reasonable out-of-pocket expenses if your travel is delayed due to a covered hazard listed in the policy, while en route to or from your trip. This benefit is triggered once your delay exceeds a specified number of hours, which varies by plan and your state of residence. Covered expenses may include meals, hotel accommodations, and local transportation during the delay, and reimbursement is subject to both a daily maximum and an overall trip maximum. In some situations, the Trip Delay benefit may be used alongside Trip Interruption or Missed Connection benefits, depending on the circumstances.
To be eligible, the delay must be caused by a covered reason listed in your policy, and you will need documentation from your airline or travel provider, along with receipts for any expenses incurred.
Need to file a claim? Visit our Claims Support Center to get started.
Important to know
•Coverage depends on the cause of the delay and must be a covered reason listed in your policy
•You’ll need documentation from the airline or travel provider confirming the delay
•Keep all receipts for any expenses you want to submit
Policy language, benefits, and limitations & exclusions can vary depending on your resident state. *Refer to the policy certificate linked in your purchase confirmation or in the sample certificate linked in the quote results page.