How is Trip Delay covered?

The Trip Delay benefit has a per-day maximum and a per-trip maximum to reimburse for Covered Trip Delay Expenses if you are delayed, while coverage is in effect, en route to or from the Trip due to a defined Hazard (refer to your policy certificate for a list of defined Hazards). This benefit is triggered when the delay is beyond a specific amount of hours.

  • For COVID-19 quarantine - The Trip Delay benefit includes for accommodations and lodging due to quarantine if the insured traveler tests positive for COVID-19 and is unable to return home on the intended flight due to being in quarantine. *See the Claims Support Center pages for more details and required documentation. Proof and advice from attending physician are generally required.
  • It is possible for the Trip Delay benefit to be combined with the Trip Interruption benefit.

Policy language, benefits, and limitations & exclusions can vary depending on your resident state. *Refer to the policy certificate linked in your purchase confirmation or in the sample certificate linked in the quote results page.


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